Devel
Software factory · Fintechs & digital assets

Software engineering for fintechs and digital assets

Payments (PIX, BaaS), investment platforms, tokenization and custody — from MVP to production systems handling millions of transactions.

  • EVM, Solana, Cardano and Bitcoin L2 in production
  • Audited smart contracts
  • Regulatory-ready architecture
  • 40+ shipped projects, 10+ years
Request a proposal → Chat on WhatsApp
Companies that chose Devel:

Result of 10+ years building tech in Brazil

10+
Years operating
40+
Projects delivered
20+
Active clients
10k+
Users reached
Services

What we do

Four pillars. Each with a dedicated team and real cases.

TO

Tokenization & digital assets

RWA, institutional custody and digital asset marketplaces — from legal modeling to audited smart contracts.

Learn more IN

Payments infrastructure

PIX, gateways, BaaS and anti-fraud — the engineering that connects your product to the Brazilian financial system.

Learn more PL

Investment platforms

Brokerages, robo-advisors and portfolio management with digital-bank UX and regulated back-office.

Learn more CO

Consulting & architecture

Technical discovery for fintechs: regulatory feasibility (BCB/CVM/LGPD), architecture and stack selection before building.

Learn more
Cases

Cases in production

Projects with real KPIs — not press releases.

Digital capital markets

ChainXS

Infrastructure for digital capital markets — issuance, custody and settlement of tokenized assets.

Mercado de capitais Tokenização Moeda digital regulada (DREX)
Corporate infrastructure as a Service

Bywise Cloud

SaaS platform that spins up corporate networks with traceability, digital assets and smart contracts in a few clicks.

Infraestrutura corporativa Rastreabilidade Cloud
Decentralized social network with DeFi

Orimatla

Decentralized social network with DeFi mechanics — social interaction that earns on-chain yield.

Liquidez on-chain Rede social descentralizada Web3
See all cases →
In production

Languages, chains and tools we ship with

No fads: only what we have already taken to mainnet for paying clients.

  • Solidity
  • Rust
  • Go
  • TypeScript
  • Plutus / Haskell
  • EVM
  • Solana
  • Cardano
  • Bitcoin L2
  • Polygon
  • BNB Chain
  • Chainlink
  • IPFS

Frequently asked questions

How long does a fintech project typically take?

Depends on complexity. A fintech MVP usually takes 6-10 weeks; a full exchange or investment platform 4-6 months; a custom payments infrastructure 6 to 12 months. We always deliver a plan with biweekly milestones.

Is asset tokenization legal in Brazil?

Yes, under rules like CVM Resolution 88 (restricted public offerings) and BCB norms for virtual assets. Devel ships the technology (architecture, audited smart contracts, custody integration); the product's legal structuring is owned by the client and their law firm — if you don't have one, we make introductions.

Who owns the code after delivery?

The client. We deliver their own repository, documentation, runbooks and a transfer-of-ownership. No lock-in.

Do you audit your own contracts?

Internally yes, but for critical projects we contract external audits with firms like CertiK, Hacken or OpenZeppelin. Cost is included in the proposal.

How do contracts work?

Two models: (1) fixed-scope project; (2) dedicated squad per sprint. Discovery is usually a fixed 2-6 week sprint. Build varies.

Do you work with clients outside Brazil?

Yes — we have clients in LatAm, US and Europe. We work in PT/EN/ES and invoice in USD/EUR when needed.

Ready to ship your fintech product?

Tell us what you want to build. A Devel architect will come back to you with a technical diagnostic.

Request a proposal → Chat on WhatsApp

Or pick a 30-minute slot in our calendar — we keep specific times for new projects each week.